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+ Coetic Fintech
Does your fintech have the legal backing it needs?
We support you at every stage, from market entry to contingency-free operations.
SBSRegistrations, AML/CFT and supervision
SMVAuthorizations and compliance
BCRPPayments and payment systems
Indecopi · ANPDConsumer and personal data protection
01. How we support you
Two stages, one team.
We advise fintechs across business models in their dealings with Peruvian regulators.
Stage 1
Entering the market
The right structure for your fintech, its incorporation and the registrations or authorizations your model requires.
- Design of the legal structure and incorporation of the company.
- Registrations and authorizations before the SBS (banking, insurance and pension regulator), the SMV (securities regulator) or the BCRP (central bank), depending on your business model.
- AML/CFT manual, Code of Conduct and compliance officer.
- Coming from abroad? Discover Launcher →
Stage 2
Operating in compliance
AML/CFT controls that work in practice, contracts and channels aligned with consumer protection rules, and support when supervision arrives.
- Training and support during supervisory inspections.
- Consumer protection: contract review and defense before Indecopi and the courts.
- Personal data: policies, consents and regulatory alignment.
- Complaints against bureaucratic barriers before Indecopi.
02. Your regulators
Every model has its regulator.
We identify which registration, authorization or regime applies to your operation and take you straight to it.
SBS
Superintendencia de Banca, Seguros y AFP
- Organization and operating authorizations for supervised companies.
- Registries of non-bank lenders and currency exchange houses.
- AML/CFT system and compliance officer.
- Support during inspections and regulatory findings.
SMV
Superintendencia del Mercado de Valores
- Authorizations for crowdfunding platforms.
- Offerings of securities and investment instruments.
- Ongoing compliance and regulatory reporting.
BCRP
Banco Central de Reserva del Perú
- Regulation of payment services and payment service providers.
- Digital wallets, payment gateways and interoperability.
- Payment agreements and payment systems.
Digital lending and creditCurrency exchangePayments and walletsCrowdfundingCrypto-assets and blockchain
03. What we prevent
Contingencies that shouldn't slow you down.
01.
Findings and sanctions arising from your regulators' supervision.
02.
Indecopi fines for consumer protection breaches.
03.
Procedures and licenses demanded without legal basis.
04.